NANDINI BHATNAGAR
AGENT LIC OF INDIA
DELHI
9873927723
FOR a 33 year old and who is thinking to take pension policy, which should start at the age of 55 onwards. as One of the LIC advisor I will suggest him/her to go for around 17 different policy which will work as pension policy.
In this regard I want to suggest that it is good to go for this one because there is nothing better policy available in the market
Here below are the details of the policy:-
SL AGE TERM SUMASSURE Premium TotalPremium
1 55 23 55,000.00 2,411.00 2411.00
2 56 24 55,000.00 2,310.00 4721.00
3 57 25 55,000.00 2,222.00 6943.00
4 58 26 55,000.00 2,139.00 9082.00
5 59 27 55,000.00 2,062.00 11144.00
6 60 28 55,000.00 1,995.00 13139.00
7 61 29 55,000.00 1,931.00 15070.00
8 62 30 55,000.00 1,875.00 16945.00
9 63 31 55,000.00 1,825.00 18770.00
10 64 32 55,000.00 1,782.00 20552.00
11 65 33 55,000.00 1,742.00 22294.00
12 66 34 55,000.00 1,705.00 23999.00
13 67 35 55,000.00 1,568.00 25704.00
14 68 36 55,000.00 1,541.00 27245.00
15 69 37 55,000.00 1,515.00 28786.00
16 70 38 55,000.00 1,493.00 30279.00
17 71 39 55,000.00 1,471.00 31750.00
935,000.00 31,587.00
sum assure: Rs 2,400,000.00
Avg Monthly returns: Rs 18,000.00
In the scenario presented to you above, you would be taking 17 Endowment policies for different terms. The least term being 23 years and then increasing by one year for the remaining 16 policies.
What this means is that from your age of 55 till the age 72 you would have one policy maturing every year. after the first policy matures the premium payment for the remaining policies would be funded from the funds received from the maturing policy. This means that you would have to pay premiums only till the age of 55. These LIC policies are combinations of Endowment/Whole Life plans. All endowment plans provide a risk cover for life.
AGENT LIC OF INDIA
DELHI
9873927723
New LIC TERM PLANS
1 CRORE
|
10 YEARS
|
16000*
|
|
|
20 YEARS
|
22000*
|
|
||
30 YEARS
|
31000*
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* subject to other terms and conditions
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Retirement Plan
Would You Like to Enjoy the Retired Life?
Have you thought of your Retirement?
At What age would you like to retire?
How the retirement life should be? For living that kind of
retired life, how much amount will be required every month?
Are you sure that the said amount is sufficient, after
taking into consideration other requirements like Old age, Medical expenses,
Children’s Education, Daughter’s Marriage, Habits etc. & What about
inflation?
Do you want to depend on your children for Finance in your
old age?
Would you like to work till death because of Mazboori?
Would you like to enjoy financial independence even after
your Retirement?
Plan your retirement with good pension plan now!!!
FOR a 33 year old and who is thinking to take pension policy, which should start at the age of 55 onwards. as One of the LIC advisor I will suggest him/her to go for around 17 different policy which will work as pension policy.
In this regard I want to suggest that it is good to go for this one because there is nothing better policy available in the market
Here below are the details of the policy:-
SL AGE TERM SUMASSURE Premium TotalPremium
1 55 23 55,000.00 2,411.00 2411.00
2 56 24 55,000.00 2,310.00 4721.00
3 57 25 55,000.00 2,222.00 6943.00
4 58 26 55,000.00 2,139.00 9082.00
5 59 27 55,000.00 2,062.00 11144.00
6 60 28 55,000.00 1,995.00 13139.00
7 61 29 55,000.00 1,931.00 15070.00
8 62 30 55,000.00 1,875.00 16945.00
9 63 31 55,000.00 1,825.00 18770.00
10 64 32 55,000.00 1,782.00 20552.00
11 65 33 55,000.00 1,742.00 22294.00
12 66 34 55,000.00 1,705.00 23999.00
13 67 35 55,000.00 1,568.00 25704.00
14 68 36 55,000.00 1,541.00 27245.00
15 69 37 55,000.00 1,515.00 28786.00
16 70 38 55,000.00 1,493.00 30279.00
17 71 39 55,000.00 1,471.00 31750.00
935,000.00 31,587.00
sum assure: Rs 2,400,000.00
Avg Monthly returns: Rs 18,000.00
In the scenario presented to you above, you would be taking 17 Endowment policies for different terms. The least term being 23 years and then increasing by one year for the remaining 16 policies.
What this means is that from your age of 55 till the age 72 you would have one policy maturing every year. after the first policy matures the premium payment for the remaining policies would be funded from the funds received from the maturing policy. This means that you would have to pay premiums only till the age of 55. These LIC policies are combinations of Endowment/Whole Life plans. All endowment plans provide a risk cover for life.
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